INVESTING
5.50% p.a.
INVESTOR RATE OF RETURN - JULY 31, 2026
OUR INVESTMENT APPROACH
Rigorous Due Diligence
Diversified
Portfolio
Capital
Preservation
Consistent
Returns
account types
Non-Registered (personal or corporate)
Tax Free Savings Account (TFSA)
Registered Retirement Savings Plan
(RRSP)
Registered Retirement Income Fund
(RRIF)
FEATURES
±5% average annual interest earned
Interest paid / reinvested quarterly
NO transaction or annual fees
Minimum initial investment of $5,000
Diversification of investment portfolio
sECURITY
Secured by 1st mortgages on real property
Lending capped at 75% value
Strict lending criteria and thorough due diligence
Diverse portfolio across BC & Alberta
regulation
Registered Exempt Market Dealer (EMD)
Registered with BC Securities Commission
Regulated by BC Financial Services Authority
Audited financial statements & Offering Memorandum filed annually
ADDED BENEFITS OF INVESTING WITH AN EXEMPT MARKET DEALER (EMD):
First Island's EMD operates under strict regulatory oversight, which provides a level of investor protection and compliance with securities laws and regulations.
Our Registered Dealing Representative under provincial securities legislation must understand our products and clients, keep up with securities knowledge, and adhere to a strict code of conduct to act in the best interest of investors.
First Island EMD is not publicly traded, which can provide a level of privacy and confidentiality in one's investment activities.
"I have been an investor with First Island for about 20 years and have always been happy with my investments."
-Melvin
"First Island staff are very knowledgeable and helpful with all my investments. I couldn't be happier with my portfolio or the income from my investments over the years. They are truly a pleasure to deal with!"
-Lisa
"We have been investing with First Island for 20 years. Friendly, professional staff have made investing easy."
- Deana & David
"First Island's MIC has been a long term, reliable investment, that generally outpaces inflation, and more importantly, at least for us, has consistently offered a positive return, even in wild economic ups and downs."
-Wendy
"I've been a proud investor for many years and can honestly say the company and MIC has done a wonderful job of growing my investments, with a steady and good rate of return. I have been more than pleased with their service and attention to any details I need."
-Graeme