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INVESTING
5.60% p.a.
INVESTOR RATE OF RETURN - APRIL 30, 2026
OUR INVESTMENT APPROACH
Rigorous Due Diligence
Diversified
Portfolio
Capital
Preservation
Consistent
Returns
account types
Non-Registered (personal or corporate)
Tax Free Savings Account (TFSA)
Registered Retirement Savings Plan
(RRSP)
Registered Retirement Income Fund
(RRIF)
FEATURES
±5% average annual interest earned
Interest paid / reinvested quarterly
NO transaction or annual fees
Minimum initial investment of $5,000
Diversification of investment portfolio
sECURITY
Secured by 1st mortgages on real property
Lending capped at 75% value
Strict lending criteria and thorough due diligence
Diverse portfolio across BC & Alberta
regulation
Registered Exempt Market Dealer (EMD)
Registered with BC Securities Commission
Regulated by BC Financial Services Authority
Audited financial statements & Offering Memorandum filed annually
ADDED BENEFITS OF INVESTING WITH AN EXEMPT MARKET DEALER (EMD):
First Island's EMD operates under strict regulatory oversight, which provides a level of investor protection and compliance with securities laws and regulations.
Our Registered Dealing Representative under provincial securities legislation must understand our products and clients, keep up with securities knowledge, and adhere to a strict code of conduct to act in the best interest of investors.
First Island EMD is not publicly traded, which can provide a level of privacy and confidentiality in one's investment activities.
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