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INVESTING
6.250% p.a.
INVESTOR RATE OF RETURN, JULY 31, 2024
OUR INVESTMENT APPROACH
Rigorous Due Diligence
Diversified
Portfolio
Capital
Preservation
Consistent
Returns
account types
Non-Registered (personal or corporate)
​
Tax Free Savings Account (TFSA)
​
Registered Retirement Savings Plan
(RRSP)
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Registered Retirement Income Fund
(RRIF)
FEATURES
±5% average annual interest earned
​
Interest paid / reinvested quarterly
​
NO transaction or annual fees
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Minimum initial investment of $5,000
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Diversification of investment portfolio
sECURITY
Secured by 1st mortgages on real property
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Lending capped at 75% value
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Strict lending criteria and thorough due diligence
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Diverse portfolio across BC & Alberta
regulation
Registered Exempt Market Dealer (EMD)
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Registered with BC Securities Commission
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Regulated by BC Financial Services Authority
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Audited financial statements & Offering Memorandum filed annually
ADDED BENEFITS OF INVESTING WITH AN EXEMPT MARKET DEALER (EMD):
First Island's EMD operates under strict regulatory oversight, which provides a level of investor protection and compliance with securities laws and regulations.
​
Our Registered Dealing Representative under provincial securities legislation must understand our products and clients, keep up with securities knowledge, and adhere to a strict code of conduct to act in the best interest of investors.
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First Island EMD is not publicly traded, which can provide a level of privacy and confidentiality in one's investment activities.
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