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Mountain Landscape

INVESTING

5.95% p.a.

INVESTOR RATE OF RETURN, JANUARY 31, 2025

OUR INVESTMENT APPROACH

Rigorous Due Diligence
Diversified
Portfolio
Capital
Preservation
Consistent
Returns

account types

Non-Registered (personal or corporate)

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Tax Free Savings Account (TFSA)

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Registered Retirement Savings Plan

(RRSP)

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Registered Retirement Income Fund

(RRIF)

FEATURES

±5% average annual interest earned

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Interest paid / reinvested quarterly

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NO transaction or annual fees

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Minimum initial investment of $5,000

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Diversification of investment portfolio

sECURITY

Secured by 1st mortgages on real property

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Lending capped at 75% value

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Strict lending criteria and thorough due diligence

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Diverse portfolio across BC & Alberta

regulation

Registered Exempt Market Dealer (EMD)

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Registered with BC Securities Commission

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Regulated by BC Financial Services Authority

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Audited financial statements & Offering Memorandum filed annually

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ADDED BENEFITS OF INVESTING WITH AN EXEMPT MARKET DEALER (EMD):

First Island's EMD operates under strict regulatory oversight, which provides a level of investor protection and compliance with securities laws and regulations.
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Our Registered Dealing Representative under provincial securities legislation must understand our products and clients, keep up with securities knowledge, and adhere to a strict code of conduct to act in the best interest of investors.
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First Island EMD is not publicly traded, which can provide a level of privacy and confidentiality in one's investment activities.

CONTACT

103-5122 Cordova Bay Road

Victoria, BC  V8Y 2K5

Office Hours:  Monday to Thursday 9 a.m. - 4 p.m.

Friday 9 a.m. - 12:30 p.m. (Email or Phone Only)

Closed Long Weekends & Statutory Holidays

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© 2025 First Island Financial Services Ltd. All Rights Reserved.

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