top of page
INVESTING
5.95% p.a.
INVESTOR RATE OF RETURN, JANUARY 31, 2025
OUR INVESTMENT APPROACH
Rigorous Due Diligence
Diversified
Portfolio
Capital
Preservation
Consistent
Returns
account types
Non-Registered (personal or corporate)
​
Tax Free Savings Account (TFSA)
​
Registered Retirement Savings Plan
(RRSP)
​
Registered Retirement Income Fund
(RRIF)
FEATURES
±5% average annual interest earned
​
Interest paid / reinvested quarterly
​
NO transaction or annual fees
​
Minimum initial investment of $5,000
​
Diversification of investment portfolio
sECURITY
Secured by 1st mortgages on real property
​
Lending capped at 75% value
​
Strict lending criteria and thorough due diligence
​
Diverse portfolio across BC & Alberta
regulation
Registered Exempt Market Dealer (EMD)
​
Registered with BC Securities Commission
​
Regulated by BC Financial Services Authority
​
Audited financial statements & Offering Memorandum filed annually
ADDED BENEFITS OF INVESTING WITH AN EXEMPT MARKET DEALER (EMD):
First Island's EMD operates under strict regulatory oversight, which provides a level of investor protection and compliance with securities laws and regulations.
​
Our Registered Dealing Representative under provincial securities legislation must understand our products and clients, keep up with securities knowledge, and adhere to a strict code of conduct to act in the best interest of investors.
​
First Island EMD is not publicly traded, which can provide a level of privacy and confidentiality in one's investment activities.
bottom of page